Securities-backed lending is a fixed loan secured by liquid assets, including equities, bonds, or investment funds
Securities backed lending
For private clients seeking to mitigate risk or seize new property investment opportunities, securities-backed lending is a preferred solution when considering a fixed loan. By leveraging liquid assets such as equities, bonds, or investment funds as collateral, you can access financing without impacting your capital or projected returns.
When pledging your securities as collateral, a private bank or high-net-worth lender extends a line of credit. While loan-to-value (LTV) ratios may be capped—some private banks, for instance, limit LTV to 60%—clients with publicly listed stocks that experience high trading volumes may qualify for LTVs of up to 80%.
to 80%.
Securities-backed lending can be a cost-effective financing option compared to other forms of borrowing, thanks to its competitive interest rates. Typically linked to the standard base rate, lenders apply a margin, but the final interest rate is determined by your securities portfolio, financial profile, and the perceived risk of the transaction.
Tailored to your specific needs, Premier Gold Investments Ltd will work closely with you to assess your financing requirements and arrange a facility that seamlessly complements your wealth portfolio.
With our extensive network of top-tier lenders, our private client advisers can negotiate bespoke high-value facilities tailored to your financial needs.
Leveraging our deep product knowledge, our award-winning advisers will present your application in the most compelling way, fostering strong, long-term relationships with all parties negotiating on your behalf.
Unlock the opportunities available to you—contact Premier Gold Investments Ltd today.
Sophia
WE ARE HERE TO HELP
