Maintain your liquidity or optimize your financial leverage by securing a high loan-to-value mortgage for your purchase..
High loan to value
A highly appealing option for our private clients is a high loan-to-value (LTV) mortgage, which allows them to preserve liquid assets within their wealth portfolio.
By using a smaller deposit, our high-net-worth clients can borrow a larger percentage of the property’s value, either on an interest-only or repayment basis. Unlike the rigid eligibility criteria of mainstream and high street banks, private banks and alternative lenders take a more comprehensive view of your financial profile, evaluating your assets and wealth to assess affordability. With a strong financial portfolio, confidence in lending is established.
Many of our private clients may have alternative repayment strategies in place, such as an upcoming asset sale or bonus income. This makes a higher LTV interest-only loan an attractive proposition.
To explore high loan-to-value mortgages further, our Premier Gold advisers are here to guide you through your options
Leveraging our strong professional relationships with a select network of private banks and alternative lenders, we offer high-net-worth clients access to tailored borrowing solutions, including bespoke high loan-to-value mortgages.
By presenting your financial portfolio to HNW lenders, we help create an attractive facility that aligns with your specific borrowing requirements.
As established and respected experts in the private client sector, our advisers have exclusive relationships with HNW lenders to secure high loan-to-value loans.
We’ll present your application in a way that highlights your unique financial situation, ensuring a comprehensive review. Our discreet advisers will leverage our network of private banks and alternative lenders to secure a bespoke facility tailored to your specific needs.
To explore the opportunities best suited to you, reach out today.
John
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