Interest-only mortgages offer an appealing option for private clients and high-net-worth individuals, particularly those with assets, investments, or income that can be used as security against the principal loan.

If you plan to utilize these assets later in the loan term—whether by liquidating them at a more favorable time or using future income sources such as bonuses or stocks—minimizing initial monthly payments through an interest-only structure can be an attractive strategy.

With a large interest-only mortgage, you’ll only be required to pay the interest during the initial loan period. While this type of lending isn’t available to every client, lenders tend to be more confident when presented with a comprehensive wealth portfolio.

Our private client advisers will take the time to understand your specific motivations for securing a high-value interest-only mortgage, leveraging our extensive and discreet relationships to arrange a tailored facility that perfectly suits your needs and goals.